Anti-Fraud And Anti-Scam Policy

ANTI-FRAUD AND ANTI-SCAM POLICY

Enigma Business School (EBS) is committed to maintaining a secure, transparent, and trustworthy environment for all academic and administrative activities. As a global online institution serving an international community of students, faculty, alumni, and partners, EBS enforces a strict Anti-Fraud & Anti-Scam Policy to safeguard the integrity of academic records, financial transactions, admissions processes, and institutional communications.

This policy outlines prohibited activities, reporting procedures, and institutional actions to ensure that fraud, deception, and unauthorized activities are prevented, detected, and addressed promptly.

PURPOSE OF THE POLICY

The Anti-Fraud & Anti-Scam Policy aims to:

  • Protect students and the institution from fraudulent activities

  • Ensure transparency in academic and financial processes

  • Maintain the integrity and credibility of EBS degrees and certifications

  • Educate the community on potential scams and security risks

  • Provide clear action steps in responding to suspected fraud

Prevention and awareness are essential components of institutional security.

DEFINITIONS

Fraud

Any act of deception intended to secure unfair or unlawful gain, including falsification of documents, identity misuse, or dishonest representation.

Scam

Attempts to deceive individuals through false claims, impersonation, or misleading communication, often for financial or personal gain.

Misrepresentation

Providing incorrect or misleading information during admissions, academic assessments, or official communication.

TYPES OF FRAUD AND SCAM ACTIVITIES PROHIBITED BY EBS

The following activities are strictly prohibited:

1. Admissions and Academic Fraud

  • Submitting forged academic transcripts or certificates

  • Misrepresentation of education or work experience

  • Using falsified documents for Credit Transfer or RPEL

  • Identity fraud during exams or course submissions

  • Contract cheating (outsourcing assignments or exams)

2. Financial Fraud

  • Unauthorized or disputed payments without legitimate cause

  • Use of stolen or fraudulent credit/debit cards

  • Fake receipts or altered payment confirmations

  • Attempt to bypass official payment channels (PayPal, Wise, Stripe, etc.)

All payments to EBS must be made through approved channels only.

3. Impersonation and Communication Fraud

  • Pretending to be an EBS staff, faculty member, or representative

  • Creating fake communication channels, pages, or groups

  • Using unofficial email accounts to solicit payments or information

  • Misleading students with false program or scholarship offers

Official communication always comes from the enigmabusinessschool.id domain.

4. Credential and Document Fraud

  • Forging EBS diplomas, transcripts, or certificates

  • Altering issued documents

  • Misusing or sharing verification links unethically

All EBS documents are verifiable through the Degree Verification Portal.

5. Scholarship and Financial Aid Fraud

  • Providing false financial information

  • Misrepresenting eligibility criteria

  • Attempting to obtain aid through deceptive means

DETECTION AND MONITORING

EBS employs multiple strategies to detect fraud, including:

  • Digital verification systems

  • AI-powered document authentication

  • Monitoring unusual account activities

  • Exam identity checks

  • Payment verification audits

  • LMS integrity tracking (submission patterns, IP monitoring, etc.)

Any suspicious activity triggers a formal review by the Security and Compliance Unit.

CONSEQUENCES OF VIOLATION

Violations of this policy may result in:

Academic Penalties

  • Suspension or permanent expulsion

  • Revocation of degree or certificate

  • Invalidated assessments or course results

Legal Actions

  • Reporting to authorities

  • Civil or criminal proceedings

  • Intellectual property or fraud-related legal claims

Financial Penalties

  • Blocking or reversal of transactions

  • Administrative penalties

  • Permanent ban from re-enrollment

EBS enforces a zero-tolerance approach to fraud.

HOW TO REPORT FRAUD OR SUSPICIOUS ACTIVITY

Students, faculty, and partners may report suspicious behavior through:

EBS treats all reports confidentially and protects individuals from retaliation.

HOW TO AVOID FRAUD AND SCAMS

EBS encourages the community to follow these precautions:

  • Verify official communication channels

  • Avoid sending payments to personal accounts

  • Never share LMS or portal login details

  • Confirm suspicious offers with Academic Services

  • Cross-check program information via official website

If in doubt, always contact EBS directly.

PARTNERSHIP AND REPRESENTATIVE FRAUD WARNING

EBS does not authorize:

  • Unverified agents

  • Informal recruitment intermediaries

  • Individuals offering guaranteed admissions

Only official EBS Global Centers and verified partners appear on the website.

INSTITUTIONAL STATEMENT

EBS is fully committed to maintaining the integrity of academic operations, financial transactions, and institutional communications. Fraud and scams undermine educational quality, threaten community safety, and damage institutional credibility.

Through strict policies, advanced verification technologies, and a culture of transparency, Enigma Business School ensures a secure and trustworthy environment for its global academic community.

Enigma Business School (EBS)