Disclaimer DISCLAIMERThe information provided on the Enigma Business School (EBS) website, digital platforms, academic materials, publications, and communication channels is intended for general informational and educational purposes. While EBS strives to ensure accuracy, completeness, and reliability, the institution does not warrant that all information is error-free, up-to-date, or applicable to every situation.By accessing or using EBS platforms, users acknowledge and accept the terms of this Disclaimer.1. GENERAL INFORMATION DISCLAIMERAll content provided by EBS, including academic descriptions, program details, policies, financial information, and institutional statements is subject to change without prior notice. EBS does not guarantee:Absolute accuracy of informationSuitability of information for specific personal or professional purposesContinuous availability of services or platformsUsers should verify important information by contacting EBS directly.2. NO GUARANTEE OF ADMISSION OR EMPLOYMENTAccessing EBS information does not:Guarantee student admissionGuarantee completion of any programGuarantee employment, career placement, or professional certificationSuccess depends on individual capability, commitment, and external factors beyond the institution’s control.3. PROGRAM AND CURRICULUM DISCLAIMEREBS reserves the right to:Modify or update academic programsAdjust course content or structureChange faculty assignmentsAlter tuition fees or policiesSuch adjustments ensure academic relevance and institutional improvement.4. ACCREDITATION AND RECOGNITION DISCLAIMEREBS is a Modern Private Higher Education and International Independent Institution operating through a global distance-learning model. EBS is not bound to national higher-education regulatory systems.While EBS pursues international accreditation from reputable bodies (AACSB, ACBSP, AMBA, etc.), recognition may vary by country, institution, or employer. EBS does not guarantee acceptance of degrees by:Government agenciesLocal or regional accreditation bodiesEmployers or educational institutionsRecognition depends on local regulations and third-party evaluation.5. THIRD-PARTY CONTENT DISCLAIMERThe EBS website may contain links, references, or integrations with:External websitesAcademic resourcesPayment platformsSocial mediaVideo hosting sitesEBS is not responsible for:Accuracy of third-party contentPrivacy or security practices of external sitesLoss or damage arising from external content or servicesUsers access third-party platforms at their own risk.6. TECHNOLOGY AND PLATFORM DISCLAIMEREBS provides online learning systems, including the Virtual Campus and EBS Learning Management System, on an “as-is” basis. EBS does not guarantee:Uninterrupted accessError-free platform performanceAbsence of technical issues, bugs, or downtimeTechnical maintenance, upgrades, or external disruptions may affect access temporarily.7. FINANCIAL DISCLAIMERTuition fees, payment information, and refund processes presented on the website are for general guidance only. Final amounts and eligibility depend on:Specific program enrollmentPayment methodAdministrative reviewEBS is not responsible for delays or errors caused by third-party payment processors (PayPal, Wise, Stripe, banks).8. LIABILITY LIMITATIONTo the fullest extent permitted by law, EBS is not liable for:Direct, indirect, or incidental damagesLoss of data or personal information caused by user behaviorAcademic decisions based on incorrect user-submitted informationTechnical issues or interruptions beyond institutional controlUsers are responsible for ensuring appropriate device security and safe internet usage.9. ACADEMIC INTEGRITY AND AI POLICY DISCLAIMERInformation provided by EBS, including guidelines on academic integrity and AI usage, is for educational purposes. Students are solely responsible for ensuring:Compliance with academic standardsEthical use of AI toolsOriginality of submitted workEBS is not responsible for misconduct arising from misuse of technology or external tools.10. MODIFICATION OF DISCLAIMEREBS may update this Disclaimer periodically to reflect:Institutional changesPolicy updatesLegal requirementsPlatform enhancementsUsers are encouraged to review this page regularly.11. CONTACT INFORMATIONFor questions regarding this Disclaimer, contact:Legal and Compliance OfficeEmail: legal@enigmabusinessschool.idWebsite: www.enigmabusinessschool.idINSTITUTIONAL STATEMENTEnigma Business School is dedicated to providing a transparent, ethical, and informative online presence. This Disclaimer protects users and the institution by clarifying expectations, limitations, and responsibilities. By using the EBS platform, users acknowledge and accept the terms outlined above.Enigma Business School (EBS)