Terms and Conditions TERMS AND CONDITIONSENIGMA BUSINESS SCHOOL (EBS)These Terms and Conditions govern the use of the Enigma Business School (EBS) website, digital platforms, academic services, programs, payment systems, and all related institutional offerings. By accessing or using EBS services, users agree to comply with the terms outlined below.If you do not agree with any part of these Terms and Conditions, please discontinue use of EBS platforms immediately.1. DEFINITIONS“EBS”Enigma Business School, a Modern Private Higher Education and International Independent Institution operating globally through an online learning model.“User”Any individual accessing EBS platforms, including prospective students, enrolled students, faculty, alumni, staff, and visitors.“Services”All academic programs, website content, LMS access, digital resources, student portals, and institutional communication.“Platform”Refers to the EBS website, Virtual Campus, Learning Management System, Student Portal, and associated digital systems.2. ACCEPTANCE OF TERMSBy using EBS platforms, users acknowledge that:They have read and understood these Terms and ConditionsThey agree to comply with all EBS policies, including Academic Integrity, Privacy Policy, AI Plagiarism Policy, and Code of EthicsThey consent to the processing of personal data as described in the Privacy PolicyThese terms may be updated periodically. Continued use constitutes acceptance of the latest version.3. USE OF THE EBS PLATFORMUsers agree to:Use the platform for lawful academic and informational purposesRefrain from attempting to access restricted or unauthorized areasAvoid actions that disrupt website or LMS functionalityNot misuse institutional content, trademarks, or materialsUnauthorized use of institutional systems may result in disciplinary action or legal consequences.4. ACADEMIC PROGRAMS AND SERVICESEBS provides academic programs in:Undergraduate degreesGraduate degreesDoctoral and professional programsExecutive and non-degree programsProfessional certificates and diplomasEBS reserves the right to:Modify course content, structure, or requirementsAdjust academic policiesUpdate program feesChange faculty assignmentsRevise assessment methodsChanges will be communicated through official channels.5. ENROLLMENT AND STUDENT OBLIGATIONSBy enrolling in a program, students agree to:Follow academic and administrative policiesComplete assignments and exams independentlyUse AI tools responsiblyMaintain academic integrityPay tuition fees according to the Financial PolicyAct professionally and respectfully within the EBS communityFailure to comply may result in academic penalties or dismissal.6. PAYMENT TERMSAll payments must be made through official channels:PayPalWiseStripeCredit CardBank Transfer (where applicable)Users acknowledge:Tuition fees are non-refundable except under approved conditions stated in the Refund PolicyUnauthorized chargebacks may result in suspension or legal actionPayment must be completed before accessing certain academic servicesEBS is not responsible for delays caused by third-party payment platforms.7. DIGITAL CONTENT AND INTELLECTUAL PROPERTYAll EBS content, including:Course materialsVideosAssessmentsResearch contentVisual designsText and brandingInstitutional documentsis protected by copyright and intellectual property laws.Users may not:Reproduce, distribute, or sell EBS contentShare confidential academic materialsUse institutional resources for commercial purposesLimited personal use is permitted for academic purposes only.8. STUDENT CONDUCT AND BEHAVIORUsers agree to uphold:Professional ethical standardsRespectful communicationNon-discriminatory behaviorCompliance with DEI and Code of Ethics policiesEBS may suspend access for violations affecting academic integrity or community safety.9. ACCESS AND ACCOUNT SECURITYUsers are responsible for:Keeping login credentials confidentialUsing secure personal devicesNot sharing accounts with othersEBS reserves the right to:Monitor account activity for security purposesSuspend accounts involved in suspicious activity10. THIRD-PARTY SERVICES AND LINKSEBS may provide access to third-party services such as:Payment gatewaysVideo hosting platformsDigital librariesExternal academic resourcesEBS is not responsible for:Third-party contentPrivacy practices outside the EBS domainTechnical issues related to external servicesUsers interact with third-party platforms at their own discretion.11. LIMITATION OF LIABILITYEBS is not liable for:Technical interruptions or platform downtimeLoss of data due to user behaviorInaccurate personal information submitted by usersDelays caused by third-party payment processorsExternal factors beyond institutional controlEBS provides services “as is” without guarantee of uninterrupted access.12. TERMINATION OF ACCESSEBS may suspend or terminate a user’s access in cases of:Academic misconductFraud or attempted fraudPolicy violationsNon-payment of tuitionSecurity breachesTermination does not exempt users from outstanding financial obligations.13. GOVERNING LAWAs a Modern Private Higher Education and International Independent Institution, EBS operates globally and is not bound by regional higher-education accreditation regulations. However, EBS adheres to:International academic standardsGlobal data protection principlesDigital commerce regulations where applicableAny disputes arising from the use of EBS platforms shall be resolved through internal processes outlined in institutional policy.14. CONTACT INFORMATIONFor questions related to these Terms and Conditions, contact:Legal and Compliance OfficeEmail: legal@enigmabusinessschool.idWebsite: www.enigmabusinessschool.idINSTITUTIONAL STATEMENTBy using the EBS platform and services, users acknowledge their responsibility to uphold institutional values, comply with all academic and administrative policies, and contribute positively to the EBS global academic community. These Terms and Conditions ensure a safe, fair, and professional environment for all students and stakeholders.Enigma Business School (EBS)