TERMS AND CONDITIONS

ENIGMA BUSINESS SCHOOL (EBS)

These Terms and Conditions govern the use of the Enigma Business School (EBS) website, digital platforms, academic services, programs, payment systems, and all related institutional offerings. By accessing or using EBS services, users agree to comply with the terms outlined below.

If you do not agree with any part of these Terms and Conditions, please discontinue use of EBS platforms immediately.

1. DEFINITIONS

“EBS”

Enigma Business School, a Modern Private Higher Education and International Independent Institution operating globally through an online learning model.

“User”

Any individual accessing EBS platforms, including prospective students, enrolled students, faculty, alumni, staff, and visitors.

“Services”

All academic programs, website content, LMS access, digital resources, student portals, and institutional communication.

“Platform”

Refers to the EBS website, Virtual Campus, Learning Management System, Student Portal, and associated digital systems.

2. ACCEPTANCE OF TERMS

By using EBS platforms, users acknowledge that:

  • They have read and understood these Terms and Conditions

  • They agree to comply with all EBS policies, including Academic Integrity, Privacy Policy, AI Plagiarism Policy, and Code of Ethics

  • They consent to the processing of personal data as described in the Privacy Policy

These terms may be updated periodically. Continued use constitutes acceptance of the latest version.

3. USE OF THE EBS PLATFORM

Users agree to:

  • Use the platform for lawful academic and informational purposes

  • Refrain from attempting to access restricted or unauthorized areas

  • Avoid actions that disrupt website or LMS functionality

  • Not misuse institutional content, trademarks, or materials

Unauthorized use of institutional systems may result in disciplinary action or legal consequences.

4. ACADEMIC PROGRAMS AND SERVICES

EBS provides academic programs in:

  • Undergraduate degrees

  • Graduate degrees

  • Doctoral and professional programs

  • Executive and non-degree programs

  • Professional certificates and diplomas

EBS reserves the right to:

  • Modify course content, structure, or requirements

  • Adjust academic policies

  • Update program fees

  • Change faculty assignments

  • Revise assessment methods

Changes will be communicated through official channels.

5. ENROLLMENT AND STUDENT OBLIGATIONS

By enrolling in a program, students agree to:

  • Follow academic and administrative policies

  • Complete assignments and exams independently

  • Use AI tools responsibly

  • Maintain academic integrity

  • Pay tuition fees according to the Financial Policy

  • Act professionally and respectfully within the EBS community

Failure to comply may result in academic penalties or dismissal.

6. PAYMENT TERMS

All payments must be made through official channels:

  • PayPal

  • Wise

  • Stripe

  • Credit Card

  • Bank Transfer (where applicable)

Users acknowledge:

  • Tuition fees are non-refundable except under approved conditions stated in the Refund Policy

  • Unauthorized chargebacks may result in suspension or legal action

  • Payment must be completed before accessing certain academic services

EBS is not responsible for delays caused by third-party payment platforms.

7. DIGITAL CONTENT AND INTELLECTUAL PROPERTY

All EBS content, including:

  • Course materials

  • Videos

  • Assessments

  • Research content

  • Visual designs

  • Text and branding

  • Institutional documents

is protected by copyright and intellectual property laws.

Users may not:

  • Reproduce, distribute, or sell EBS content

  • Share confidential academic materials

  • Use institutional resources for commercial purposes

Limited personal use is permitted for academic purposes only.

8. STUDENT CONDUCT AND BEHAVIOR

Users agree to uphold:

  • Professional ethical standards

  • Respectful communication

  • Non-discriminatory behavior

  • Compliance with DEI and Code of Ethics policies

EBS may suspend access for violations affecting academic integrity or community safety.

9. ACCESS AND ACCOUNT SECURITY

Users are responsible for:

  • Keeping login credentials confidential

  • Using secure personal devices

  • Not sharing accounts with others

EBS reserves the right to:

  • Monitor account activity for security purposes

  • Suspend accounts involved in suspicious activity

10. THIRD-PARTY SERVICES AND LINKS

EBS may provide access to third-party services such as:

  • Payment gateways

  • Video hosting platforms

  • Digital libraries

  • External academic resources

EBS is not responsible for:

  • Third-party content

  • Privacy practices outside the EBS domain

  • Technical issues related to external services

Users interact with third-party platforms at their own discretion.

11. LIMITATION OF LIABILITY

EBS is not liable for:

  • Technical interruptions or platform downtime

  • Loss of data due to user behavior

  • Inaccurate personal information submitted by users

  • Delays caused by third-party payment processors

  • External factors beyond institutional control

EBS provides services “as is” without guarantee of uninterrupted access.

12. TERMINATION OF ACCESS

EBS may suspend or terminate a user’s access in cases of:

  • Academic misconduct

  • Fraud or attempted fraud

  • Policy violations

  • Non-payment of tuition

  • Security breaches

Termination does not exempt users from outstanding financial obligations.

13. GOVERNING LAW

As a Modern Private Higher Education and International Independent Institution, EBS operates globally and is not bound by regional higher-education accreditation regulations. However, EBS adheres to:

  • International academic standards

  • Global data protection principles

  • Digital commerce regulations where applicable

Any disputes arising from the use of EBS platforms shall be resolved through internal processes outlined in institutional policy.

14. CONTACT INFORMATION

For questions related to these Terms and Conditions, contact:

Legal and Compliance Office
Email: legal@enigmabusinessschool.id
Website: www.enigmabusinessschool.id

INSTITUTIONAL STATEMENT

By using the EBS platform and services, users acknowledge their responsibility to uphold institutional values, comply with all academic and administrative policies, and contribute positively to the EBS global academic community. These Terms and Conditions ensure a safe, fair, and professional environment for all students and stakeholders.

Enigma Business School (EBS)